Whether you’re buying your first home, looking to refinance, or need a specialized loan, choosing the right mortgage can save you money and set you on the path to homeownership success.
A mortgage not insured by a government agency, typically requiring 620+ credit scores and at least 3% down payments.
A government-backed loan with 3.5% down, Easier qualification with lower credit scores Flexible debt-to-income ratios
A mortgage backed by the Department of Veterans Affairs for military service members, veterans, and eligible spouses.
A loan designed to help low-to-moderate income borrowers buy homes in rural areas, backed by the Department of Agriculture.
Affordable loans for low- to moderate-income borrowers. Down payment as low as 3%, flexible credit requirements,
15 year term with fixed monthly payments, allows to pay off the mortgage faster. Lower interest rates than a 30-year loan.
HELOC Loan to help you tap on the equity you have in home. Get a HELOC to pay off debt, Home Improvements or whatever.
A DSCR loan is primarily used for investors, is based on the property’s cash flow rather than the borrower’s income.
A loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, often used for high-value properties.
| Loan Type | Down Payment | Credit Score | PMI Required | Best For |
|---|---|---|---|---|
(407) 764-0064
We strive to deliver the highest levels of service to help you reach your goals. We thank you for your trust and support. From the first call to closing, our team is with you every step of the way!
Innovative Mortgage Services, Inc.
NMLS# 250769
MLO NMLS#1810783.
